Ready-made and Tailored Plans

IMED plus program:

• I-MED Plus is a ready-made life and medical insurance program designed for the needs of companies with 20 to 300 employees + families. 
• The program provides flexibility with five levels of integrated protection for employees and their families depending on your organization’s need.
• Benefits
• Carefully crafted life and disability cover.
• A high-level of medical coverage.
• Pre-existing conditions are covered, including chronic illnesses.
• A choice of 2 networks of medical service providers.

Different medical networks:

Choose between two different medical networks for your organizations’ plan:

• Full Network includes all medical service providers.
• Limited Network includes all medical service providers with the exception of some hospitals.

Radiant Life Insurance:

• 4000 EGP life coverage due to any cause from inception date up to the age of 65.
• 4000 EGP additional Life coverage due to an accident 
• 4000 EGP coverage for permanent total disability due to accident or sickness every year until the age of 65.
• A lump sum percentage payment for permanent partial disability.

Radiant Medical Insurance:

• Total annual medical expenses of 200,000 EGP
• Coverage in Egypt and abroad.
• Full coverage within the network for inpatient treatment.
• Consultation expenses are covered by 95% outside network and prescribed medication is covered by 100% inside the network and 95% outside network.
• For pathology, scans and physiotherapy full coverage is provided inside network and 95% outside with number of 48sessions for the physiotherapy.
• Great coverage for dental, optical and maternity.
• Chronic and pre-existing conditions before insuring with us is covered up to 15,000 EGP.

Vibrant Life Insurance:

• 4000 EGP life coverage due to any cause from inception date up to the age of 65.
• 4000 EGP additional Life coverage due to an accident 
• 4000 EGP coverage for permanent total disability due to accident or sickness every year until the age of 65.
• A lump sum percentage payment for permanent partial disability.

Vibrant Medical Insurance:

• Total annual medical expenses of 100,000 EGP
• Full coverage inside Egypt.
• Consultation expenses are covered by 90% outside network
• For pathology, scans and physiotherapy full coverage is provided inside network and 90% outside.

Secure Life Insurance: 

• 1000 EGP life coverage due to any cause from inception date up to the age of 65.
• 1000 EGP additional Life coverage due to an accident 
• 1000 EGP coverage for permanent total disability due to accident or sickness every year until the age of 65.
• A lump sum percentage payment for permanent partial disability.

Secure Medical Insurance:

• Total annual medical expenses of 50,000 EGP.
• Full coverage within the network while some hospitals are excluded.
• Consultations are covered up to 50% within the network and outside the network.
• Prescribed Medication, Pathology & Scans covered up to 50% inside and outside network.
• Chronic and pre-existing conditions are covered up to 2,500 EGP.

Confident Life Insurance:

• 2000 EGP life coverage due to any cause from inception date up to the age of 65.
• 2000 EGP additional Life coverage due to an accident 
• 2000 EGP coverage for permanent total disability due to accident or sickness every year until the age of 65.
• A lump sum percentage payment for permanent partial disability.

Confident Medical Insurance:

• Total annual medical expenses of 100,000 EGP.
• Full coverage within the network for inpatient treatment.
• Consultations are covered up to 90% within the network.
• Prescriptions cover up to 80% inside and outside the network.
• Pathology and scans are covered up to 90% inside the network with limited number of sessions and 80% outside.
• Reduced coverage for Dental, Optical and Maternity with pregnancy follows ups compared to Radiant and Vibrant packages.
• Chronic and pre-existing conditions are covered up to 10,000 EGP.

Peaceful Life Insurance:

• 1000 EGP life coverage due to any cause from inception date up to the age of 65.
• 1000 EGP additional Life coverage due to an accident 
• 1000 EGP coverage for permanent total disability due to accident or sickness every year until the age of 65.
• A lump sum percentage payment for permanent partial disability.

Peaceful Medical Insurance:

• Total annual medical expenses of 50,000 EGP.
• Full coverage within the network for inpatient treatment.
• Consultations are covered up to 80% within the network and 70% outside the network.
• Physiotherapy is covered up to 80% inside network and 70% outside and limited to a few sessions.
• Very reduced coverage for Dental, Optical and Maternity with pregnancy full ups.
• Chronic and pre-existing conditions are covered up to 5,000 EGP.

All policies issued are subject to the company's underwriting guideline and the product's terms and conditions.