skip to main content

創富人生儲蓄計畫

商品內容
商品內容

創富人生萬能保險 (OIU)

中華民國106.01.01 安達精字第1060001號(OIU)函

【財富】 不斷增值，生生不息 【退休】 穩妥計畫，安享豐盛人生

【傳承】 世代相傳，富足顯智慧 【保障】 卓越保障，確保優渥未來

計畫特點

利息

在保單有效期間，帳戶會累積利息，相關利息將按當時之宣告利率每日以複利方式計算。（註１）

 

特別利息

我們會於第10個保單週年日且滿期日前的每5個保單週年日，給付特別利息至您的帳戶。（註１）

 

額外獎賞

除利息及特別利息外，於第10個保單週年日起每5年按照固定的額外獎賞率提供額外獎賞。

 

最低保證利率

第12個保單年度末之後，本公司計算身故給付、解約價值或滿期價值之帳戶價值，將不會小於以最低保證利率計算之金額。（註2）

 

年金選擇助您實現夢想

於解約時，您可行使年金選擇(須符合條件)，將您全部或部分解約價值轉換為年金，以作退休之用。現有兩種年金可供選擇:(1)定額終生年金 (2) 20年年金保證期間的定額終生年金

 

無須體檢申請簡易

毋須經過體檢
基本資料
基本資料

5年、 10年  、20年

5年、 10年

出生15天以上(含)至70歲

20年

出生15天以上(含)至65歲

至100歲

美元

年繳

5年

最低1萬美元

最高200萬美元

10年

最低1萬美元

最高100萬美元

20年

最低1萬美元

最高50萬美元

身故給付為被保險人身故之

(1)已繳基本保費總額減去現金提領總額(如有)或

(2)帳戶價值之101%，以較高者為準

最低金額

每次1,000美元

最高金額

現金價值90%


備註:

  1. 宣告利率和特別配息率由本公司決定並不時更改，宣告利率將公告於本公司網頁。

  2. 最低保證利率為每年2.25%。

商品內容
商品內容

Perpetual Saving Plan (OIU)

中華民國106.01.01 安達精字第1060001號(OIU)函

Chubb Life is dedicated to providing the ideal savings plan to fulfill your Specific needs

HIGHLIGHT

Crediting Interest

Your Account Value will accrue with Crediting Interest on a daily compound basis.

 

Special Interest

Special Interest will be credited to your account every 5 years starting from the 10th policy anniversary and on policy maturity.

 

Extra Bonus

In addition to Crediting Interest and Special Interest, Perpetual Saving Plan offers you Extra Bonus every 5 years starting from the 10th policy anniversary at a fixed bonus rate to further boost your Account Value.

 

2.25% p.a. Minimum Interest Rate

If the policy has been issued for 12 years or more, your Account Value applied for the calculation of the death benefit, surrender value or maturity value will not be less than the amount calculated at the Minimum Interest Rate.

 

Lifetime Annuity Income to Realize Your Dream

Upon policy surrender, you may exercise annuity option (subject to conditions) to convert all or part of your surrender value into annuity income payment for retirement. There are 2 annuity options for your selection: (1)Fixed Income Life Annuity (2)Fixed Income Life Annuity with 20-year Annuity Income Payment Guarantee Period

 

Easy Application without Medical Examination

Application for Perpetual Saving Plan is simple and fast without the need for medical examination.
BASIC POLICY INFORMATION
BASIC POLICY INFORMATION

5-year Payment、10-year Payment 、20-year Payment

5-year Payment、10-year Payment

15 days to age 70

20-year Payment

15 days to age 65

Up to age 100

US dollar

Annually

5-year Payment

Minimum amount: US$10,000

Maximum amount: US$2 Million

10-year Payment

Minimum amount: US$10,000

Maximum amount: US$1 Million

20-year Payment

Minimum amount: US$10,000

Maximum amount: US$0.5 Million

Death benefit is equal to

(i) the total basic premium paid less the total cash withdrawal (if any); or

(ii) 101% of the Account Value1, at the insured’s death, whichever is higher.

Minimum amount

US$1,000 per transaction

Maximum amount

90% of cash value


Remarks:

  1. Crediting Interest rate and Special Interest Rate are determined by the Company and subject to change from time to time at the Company’s sole discretion.

  2. Account Value is subject to charges of the plan.

  3. Minimum Interest Rate once determined at policy incep

瀏覽更多商品

前往商品專區